# Card Counting Index Generation

### Where do indexes come from?

Indexes are used to make better playing decisions based on the count. This chart displays the data used to generate the 16 vs. ten index. The red line shows your advantage if you stand and the green line is the advantage by count if you hit. Your advantage is terrible either way and gets worse the higher the count. The higher the count, the higher the proportion of tens are left. The more tens, the more likely that you will bust if you hit and the more likely the dealer will have a 20. So, you're pretty much screwed. However, we can see that hitting becomes a worse decision more quickly than standing as the count increases. So, we hit on low counts and stand on high counts for the best possible result. The point at which the lines cross is the index.

Some indexes are the reverse of what we would normally expect. Normally the higher the count the more likely we are to split. However, some defensive splits act in the opposite manner. Normally you split to double your bet and win more. A defensive split is when you split a terrible hand hoping for a push. 8,8 vs. Ten is such a hand. You have a 16 vs. Ten which as we saw above is a bad hand. (As if we needed a chart to know this.) Breaking it up we have two hands of 8 vs. Ten. These are bad hands, but not as bad. As we can see from the chart splitting is normally the lesser of two evils. But, when the count gets very high; splitting is worse because you will probably end up with two 18s against a 20. However, most people these days do not bother with this index as the count rarely reaches that height.

### How do rules affect indexes?

This chart provides an example of an index affected by rule change. Normally we do not split 4's against a dealer 5. But with the Double After Split rule, we do. The green line is the advantage with no splitting. As the count increases, the green line slopes upward giving us a very nice advantage at higher counts where the dealer will probably bust. The red line displays advantages for splitting the 4's with no DAS. This line also increases as the count rises. But it does not rise quickly enough to cross the green line. So, we never split. On the other hand the blue line adds the extra advantage due to the possibility of doubling after a split. The blue line does cross the green line indicating that the split is advantageous above the cross point.

Many more index charts can be found at Card Counting Index Charts.

### Sim details

• Six decks, S17, DAS, LS, 4.81/6, Hi-Lo, flooring, half-deck
• Two decks, S17, DAS, LS, 1.6/2, Hi-Lo, flooring, quarter-deck